Moving To The Lion City: Your Family Guide To Relocating To Singapore

Moving to the Lion City: Your Family Guide to Relocating to Singapore

Singapore consistently ranks among the world’s top destinations for families seeking safety, opportunity, and quality of life. Whether you are an entrepreneur, a senior professional, or a corporate transferee, moving to Singapore with your family is one of the most strategically sound decisions you can make.

 

The city-state offers low crime, world-class healthcare, a world-renowned education system, and a business environment that ranks among the most competitive globally. If you are wondering how to move to Singapore, or more specifically, how to relocate to Singapore with children, this authoritative guide addresses every critical step from securing the right pass to enrolling your child in school and managing your cost of living.

1. Planning Your Move: Visas and Immigration

The first step in relocating to Singapore is securing the appropriate visa. The most common options for families include:

 

  • Employment Pass: This is for skilled professionals, managers, and executives with a job offer in Singapore. Dependents (spouse and children) can then apply for Dependant’s Passes.
  • S Pass: This pass is for mid-skilled workers. Similar to the Employment Pass, dependents can apply for Dependant’s Passes.
  • Personalized Employment Pass (PEP): Offers greater flexibility than the EP but has stricter eligibility criteria.
  • EntrePass: This is for foreign entrepreneurs looking to start and operate a registered business in Singapore.
  • Overseas Networks & Expertise (ONE) Pass: Singapore’s premium talent visa for top-tier global professionals earning a fixed monthly salary of at least S$30,000, or those with exceptional achievements in arts, sports, science, or academia. The ONE Pass is employer-independent, meaning holders can work for multiple companies simultaneously, a significant advantage for senior executives and founders.
  • Long-Term Visit Pass (LTVP): For family members who do not qualify for a Dependant’s Pass, such as common-law partners or step-children, the LTVP offers a pathway to remain in Singapore with the primary pass holder.

 

Before applying, verify the latest eligibility criteria for your chosen pass type. As of 2026, the Employment Pass minimum qualifying salary is S$5,600/month (S$6,200 for financial services), with all applications assessed under the COMPASS framework.

 

From January 2027, this rises to S$6,000 (S$6,600 for financial services). Start the process at least 3-4 months early, and work with an experienced immigration specialist to maximise approval rates.

2. Finding a Home: Housing in Singapore

Singapore offers a variety of housing options, from high-rise apartments to landed properties. If you are asking yourself, “How can I move to Singapore with my family?”, one of the most important steps is securing the right home that suits your lifestyle and budget. Consider these factors when choosing a place to live:

 

  • Budget: Housing costs in Singapore can be significant. Determine your budget early on.
  • Location: Consider proximity to work, schools, and amenities. Popular expat areas include Orchard, Holland Village, and the East Coast.
  • Type of Housing: Choose between public housing (HDB flats) and private condominiums or landed properties. HDB flats are generally more affordable, but have eligibility restrictions.
  • Lease Terms: Familiarize yourself with the standard lease terms and conditions.
  • Foreign Buyer Restrictions: Foreigners are subject to a 60% Additional Buyer’s Stamp Duty (ABSD) on property purchases. For most expat families, renting a private condominium is the practical default.

3. Education: Choosing the Right School

For families moving to Singapore with children, early school research is non-negotiable. Popular international schools include Singapore American School (SAS), UWCSEA, Tanglin Trust, and Stamford American International School. Waiting lists at top schools can extend to 12-18 months, so families relocating to Singapore with children are strongly advised to apply simultaneously with their visa process, not after. The Ministry of Education (MOE) maintains a full directory of registered schools.

 

Singapore has a world-class education system, with various options for expat children:

 

  • International Schools: Offer a range of curricula, including the International Baccalaureate (IB) and British curriculum. These schools often have a diverse student body.
  • Local Schools: Follow the Singaporean curriculum and are generally more affordable than international schools. However, admission for international students can be competitive
  • Private Schools: Offer a variety of curricula and cater to different learning styles.

 

Research different schools thoroughly, considering factors like curriculum, location, fees, and extracurricular activities. Visit schools and talk to current parents to get a better understanding of the school environment.

4. Healthcare: Access to Quality Medical Care

Expats do not have access to government MediShield Life subsidies, making private health insurance essential when relocating to Singapore with family. Singapore’s Ministry of Health provides a hospital fee benchmarking tool to help compare costs across providers. The two largest private hospital groups, Mount Elizabeth and Gleneagles, are consistently ranked among Asia’s best, with most international health plans offering direct-billing arrangements with both.

 

Singapore has an excellent healthcare system. Expats can access both public and private healthcare facilities.

 

  • Public Healthcare: Subsidized for Singaporean citizens and Permanent Residents. Expats can still access public hospitals but may face higher costs.
  • Private Healthcare: Offers more personalized care and shorter waiting times. Health insurance is essential for expats.

 

Secure comprehensive health insurance that covers your family’s needs. Familiarize yourself with the healthcare options available and locate nearby clinics and hospitals.

5. Cost of Living: Budgeting for Your New Life

Singapore is one of the world’s most expensive cities, on par with Zurich and New York, but costs are highly variable based on lifestyle choices. For anyone planning to move to Singapore with a family, building a realistic budget from day one is essential. Below is an indicative monthly budget breakdown for a family of four in 2026:

 

  • Housing: Your biggest expense.
  • Transportation: Efficient public transport is available.
  • Food: Dining out can be expensive, but hawker centers offer affordable and delicious local cuisine.
  • Education: International school fees can be substantial.
  • Healthcare: Health insurance premiums and medical expenses.
  • Utilities: Electricity, water, and internet.

6. Getting Around: Transportation in Singapore

The Land Transport Authority (LTA) manages Singapore’s transport network, its journey planner, and EZ-Link top-up services. As of 2026, the MRT network spans over 200 km across six lines, making most family-friendly neighbourhoods and international school zones easily accessible without a car.

7. Settling In: Community and Culture

Singapore is a multicultural society with a diverse population. Embrace the local culture and explore the various neighborhoods and attractions. Join expat groups and communities to connect with other newcomers and build a support network.

 

The Singapore Global Network (SGN), an initiative by the Singapore Economic Development Board, offers a dedicated resource hub for new arrivals. Families moving to Singapore with children will also find school-based parent networks, community centres (CCs) run by the People’s Association, and established expat clubs such as the American Club, the British Club, and the Swiss Club invaluable for building a social foundation quickly.

8. Family-Friendly Activities: Exploring Singapore

Singapore offers a wide range of family-friendly activities, including:

 

    • Gardens by the Bay: A stunning horticultural attraction with Supertrees and Cloud Forest.
    • Singapore Zoo: Home to a diverse range of animals in naturalistic habitats.
    • Universal Studios Singapore: A thrilling theme park with rides and attractions.
    • Sentosa Island: Offers beaches, resorts, and entertainment options.
    • Jacob Ballas Children’s Garden (Botanic Gardens): Asia’s first children’s garden within a UNESCO World Heritage Site, with free entry and ideal for young children.
    • Science Centre Singapore: Interactive science exhibitions that make STEM engaging for school-age children, particularly useful during school-holiday periods.

9. Learning the Language: English and Mandarin

English is the primary language of business, government, and daily life in Singapore, making the transition straightforward for most expat families moving to Singapore. However, learning basic Mandarin or Malay can meaningfully enrich your experience, particularly when navigating local neighbourhoods, hawker centres, and community interactions.

10. Staying Connected: Internet and Communication

Singapore consistently ranks among the world’s top countries for internet speed and mobile connectivity, a reassuring advantage for families relocating to Singapore who need to stay in touch with loved ones back home. Upon arrival, pick up a local SIM card from providers such as Singtel, StarHub, or M1, all available at Changi Airport and major convenience stores island-wide.

Conclusion: Embracing the Singaporean Lifestyle

Relocating to Singapore with your family can be an exciting and rewarding experience. Whether you’re moving for work or establishing a Singapore family office, planning, consulting a Singapore immigration specialist, doing your research, and embracing the local culture, you can ensure a smooth transition and enjoy all that Singapore has to offer.

 

At VIVOS, we work with families and professionals navigating every dimension of the Singapore relocation process, from Employment Pass applications & Dependant’s Pass submissions to company incorporation, accounting, and tax structuring. Our team of licensed advisors removes the complexity from your move so you can focus on what matters most.

Ivan-McAdam-OConnell
Ivan-McAdam-OConnell

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VIVOS simplifies your Singapore family relocation, from visa approvals to school enrolment and beyond.

Frequently
Asked Questions

  • The Employment Pass (EP) is the primary route for professionals. Once approved, your spouse and unmarried children under 21 may apply for a Dependant’s Pass. As of January 2026, the minimum EP qualifying salary is S$5,600/month (S$6,200 for financial services), assessed under the COMPASS framework.

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