Partner-Ray-Tay

Ray Tay

Co-Founder

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Over my 15 years in banking, climbing the corporate ladder at HSBC, SCB, and OCBC, I saw countless businesses with incredible potential struggle to expand globally because of complex compliance requirements and a lack of guidance. 

I’ve worked extensively in ASEAN markets, providing tailored solutions for distressed situations, compliance challenges, and scaling opportunities. My unique blend of professional expertise and personal grounding ensures clarity and success, even in the most complex business environments.

Why Work With Me?

  • Global Expansion & Market Entry: I help businesses enter ASEAN markets with confidence and precision.
  • Banking Compliance & Special Situations: Your partner for resolving complex challenges and ensuring seamless operations.
  • Strategic Business Development: From startups to established enterprises, I enable growth and unlock new opportunities.
  • ASEAN & Singapore Expertise: Deep knowledge of regional dynamics to support businesses relocating or scaling in Singapore and beyond.

An outdoors enthusiast and avid angler, I find inspiration and balance in nature, bringing clarity and focus to every business challenge. Let’s turn your vision into reality.

Ideal Partner

  • Medium and small business owners looking for growth opportunities in Singapore and beyond.
  • Enterprises experiencing complex situations requiring expertise to navigate cross-border complexities, banking, crisis management, financial turnaround, brand/marketing strategy overhaul, restructuring and access to funding.

Qualifications

  • Bachelor of Commerce, Double Major in Finance and Marketing – Curtin University

  • Temasek Polytechnic School of Business

  • Senior Vice President & Team Leader – HSBC

Discover The VIVOS Difference

Explore how VIVOS can help you achieve your global aspirations. Let’s create your success story today.
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